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What is life insurance underwriting and how does it work?


When you purchase a life insurance policy, you’ll need to go through an underwriting process before you can be accepted. The underwriting process is where your insurance provider evaluates your level of risk and sets the price of your policy. They are able to do this by collecting information regarding your age, health, lifestyle, hobbies, […]

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Why waiting to get life insurance could cost you more

life insurance maths

Life insurance is a product that most people don’t think of until later on in life. However, getting covered can be an important pillar in your financial journey. It can help to protect those who depend on you if you were to pass away. Thinking about what might happen if you were no longer around […]

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How does decreasing term life insurance work?

Decreasing term life insurance is a life insurance policy that is useful for a short period of time. It is a term-life insurance policy where the coverage decreases over the life of the policy (a set period of time between 1 and 30 years). Premiums remain the same throughout the policy term, but over time, […]

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Life insurance and your limited company

limited company director

Business owners looking to get life insurance can benefit from paying for the premiums through their limited company. When you’re a business director, obtaining life insurance can not only help your business to survive but also protect your family. If you have a limited company and are a salaried employee, there are cost-effective ways to […]

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